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A serious illness affects far more than your health and wellbeing. It can put a lot of financial strain on you and your family. For instance, you may have to dip into your life’s savings to pay for medical expenses.

This is where critical illness coverage can prove useful. By providing you with a lump-sum payment, it can help you in a difficult time without exhausting your savings.


It acts as an income replacement

Critical ailments not only affect the person physically; it also has a major impact on the finances of the family. A critical insurance pays a lump sum amount which can be used to cover medical and household expenses.

It gives tax benefits

Critical illness payout is tax-free under Section 80D of the Income Tax Act.

It gives peace of mind

 The policy gives peace of mind as now one can concentrate more on medical treatment rather than running around to arrange funds for medical and household expenses.

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